Kotak Money Market Fund Datagrid
Category Money Market Fund
BMSMONEY Rank 5
Rating
Growth Option 19-08-2026
NAV ₹4826.93(R) +0.02% ₹4881.17(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.33% 7.25% 6.53% 6.17% 6.56%
Direct 6.52% 7.4% 6.66% 6.29% 6.66%
Benchmark
SIP (XIRR) Regular -24.16% -0.54% 3.72% 4.21% 5.11%
Direct -24.0% -0.38% 3.87% 4.35% 5.23%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.54 1.88 0.73 0.91% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.55% 0.0% 0.0% 0.21 0.36%
Fund AUM As on: 30/12/2025 35286 Cr
Top Money Market Fund
Fund Name Rank Rating
- 1
Axis Money Market Fund 2
Tata Money Market Fund 3
Aditya Birla Sun Life Money Manager Fund 4
Kotak Money Market Fund 5

NAV Date: 19-08-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Money market Fund - (Monthly Payout of Income Distribution cum capital withdrawal option) 1053.99
0.1800
0.0200%
Kotak Money Market Fund - (Monthly Payout of Income Distribution cum capital withdrawal option) - Direct 1298.15
0.2300
0.0200%
Kotak Money Market Fund - (Growth) 4826.93
0.8200
0.0200%
Kotak Money Market Fund - (Growth) - Direct 4881.17
0.8600
0.0200%

Review Date: 19-08-2026

Beginning of Analysis

In the Money Market Fund category, Kotak Money Market Fund is the 6th ranked fund. The category has total 20 funds. The 4 star rating shows a very good past performance of the Kotak Money Market Fund in Money Market Fund. The fund has a Jensen Alpha of 0.91% which is higher than the category average of 0.69%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.54 which is higher than the category average of 2.1.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Kotak Money Market Fund Return Analysis

  • Kotak Money Market Fund has given a return of 6.52% in last one year. In the same period the Money Market Fund category average return was 6.5%.
  • The fund has given a return of 7.4% in last three years and ranked 10.0th out of twenty funds in the category. In the same period the Money Market Fund category average return was 7.32%.
  • The fund has given a return of 6.66% in last five years and ranked 6th out of fifteen funds in the category. In the same period the Money Market Fund category average return was 6.58%.
  • The fund has given a return of 6.66% in last ten years and ranked 5th out of nine funds in the category. In the same period the category average return was 6.6%.
  • The fund has given a SIP return of -24.0% in last one year whereas category average SIP return is -24.02%. The fund one year return rank in the category is 9th in 22 funds
  • The fund has SIP return of -0.38% in last three years and ranks 9th in 20 funds. Tata Money Market Fund has given the highest SIP return (-0.26%) in the category in last three years.
  • The fund has SIP return of 3.87% in last five years whereas category average SIP return is 3.82%.

Kotak Money Market Fund Risk Analysis

  • The fund has a standard deviation of 0.55 and semi deviation of 0.36. The category average standard deviation is 0.54 and semi deviation is 0.34.
  • The fund has a beta of 0.14 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.66
    0.65
    		0.56 | 0.68 10 | 23 Good
    3M Return % 2.03
    1.98
    		1.70 | 2.09 9 | 23 Good
    1Y Return % 6.33
    6.16
    		5.34 | 6.38 5 | 21 Very Good
    3Y Return % 7.25
    6.97
    		6.21 | 7.29 5 | 20 Very Good
    5Y Return % 6.53
    6.25
    		5.35 | 6.58 5 | 15 Good
    7Y Return % 6.17
    5.95
    		5.09 | 6.34 6 | 13 Good
    10Y Return % 6.56
    6.29
    		5.48 | 6.72 5 | 9 Good
    1Y SIP Return % -24.16
    -24.28
    		-24.90 | -24.12 7 | 21 Good
    3Y SIP Return % -0.54
    -0.77
    		-1.55 | -0.49 6 | 20 Good
    5Y SIP Return % 3.72
    3.50
    		2.63 | 3.76 5 | 15 Good
    7Y SIP Return % 4.21
    3.99
    		3.12 | 4.30 6 | 13 Good
    10Y SIP Return % 5.11
    4.83
    		3.77 | 5.40 4 | 9 Good
    15Y SIP Return % 6.16
    5.79
    		4.72 | 6.30 4 | 9 Good
    Standard Deviation 0.55
    0.54
    		0.46 | 0.58 12 | 21 Good
    Semi Deviation 0.36
    0.34
    		0.27 | 0.39 13 | 21 Average
    Sharpe Ratio 2.54
    2.10
    		0.70 | 2.65 5 | 21 Very Good
    Sterling Ratio 0.73
    0.70
    		0.62 | 0.73 6 | 21 Very Good
    Sortino Ratio 1.88
    1.48
    		0.37 | 1.97 5 | 21 Very Good
    Jensen Alpha % 0.91
    0.69
    		-0.06 | 0.98 6 | 21 Very Good
    Treynor Ratio 0.08
    0.07
    		0.03 | 0.08 8 | 21 Good
    Modigliani Square Measure % 2.01
    1.66
    		0.55 | 2.09 5 | 21 Very Good
    Alpha % -0.62
    -0.89
    		-1.65 | -0.55 5 | 21 Very Good
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.68 0.67 0.61 | 0.69 15 | 24 Average
    3M Return % 2.09 2.07 1.86 | 2.13 10 | 24 Good
    1Y Return % 6.52 6.50 6.33 | 6.72 8 | 22 Good
    3Y Return % 7.40 7.32 6.80 | 7.54 10 | 20 Good
    5Y Return % 6.66 6.58 6.41 | 6.81 6 | 15 Good
    7Y Return % 6.29 6.28 5.79 | 6.53 8 | 13 Good
    10Y Return % 6.66 6.60 6.06 | 6.85 5 | 9 Good
    1Y SIP Return % -24.00 -24.02 -24.18 | -23.81 9 | 22 Good
    3Y SIP Return % -0.38 -0.43 -0.76 | -0.26 9 | 20 Good
    5Y SIP Return % 3.87 3.82 3.69 | 4.01 7 | 15 Good
    7Y SIP Return % 4.35 4.31 4.06 | 4.53 6 | 13 Good
    10Y SIP Return % 5.23 5.16 4.85 | 5.54 5 | 9 Good
    Standard Deviation 0.55 0.54 0.46 | 0.58 12 | 21 Good
    Semi Deviation 0.36 0.34 0.27 | 0.39 13 | 21 Average
    Sharpe Ratio 2.54 2.10 0.70 | 2.65 5 | 21 Very Good
    Sterling Ratio 0.73 0.70 0.62 | 0.73 6 | 21 Very Good
    Sortino Ratio 1.88 1.48 0.37 | 1.97 5 | 21 Very Good
    Jensen Alpha % 0.91 0.69 -0.06 | 0.98 6 | 21 Very Good
    Treynor Ratio 0.08 0.07 0.03 | 0.08 8 | 21 Good
    Modigliani Square Measure % 2.01 1.66 0.55 | 2.09 5 | 21 Very Good
    Alpha % -0.62 -0.89 -1.65 | -0.55 5 | 21 Very Good
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Money Market Fund NAV Regular Growth Kotak Money Market Fund NAV Direct Growth
    19-08-2026 4826.9275 4881.1674
    18-08-2026 4826.106 4880.3073
    17-08-2026 4825.4114 4879.5754
    14-08-2026 4823.7473 4877.8046
    13-08-2026 4822.4619 4876.4754
    12-08-2026 4821.4447 4875.4174
    11-08-2026 4820.8522 4874.7888
    10-08-2026 4819.7511 4873.646
    07-08-2026 4816.4488 4870.2189
    06-08-2026 4815.3061 4869.0341
    05-08-2026 4814.3674 4868.0557
    04-08-2026 4812.2347 4865.8699
    03-08-2026 4811.1661 4864.76
    31-07-2026 4807.7359 4861.2038
    30-07-2026 4805.9794 4859.3984
    29-07-2026 4805.4027 4858.7858
    28-07-2026 4805.1961 4858.5477
    27-07-2026 4804.1725 4857.4834
    24-07-2026 4800.6647 4853.8509
    23-07-2026 4799.6063 4852.7516
    22-07-2026 4798.2363 4851.3371
    21-07-2026 4797.9988 4851.0678
    20-07-2026 4795.4262 4848.4374

    Fund Launch Date: 01/Jan/2007
    Fund Category: Money Market Fund
    Investment Objective: The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year. There is no assurance that the investment objective of the Scheme will be realised.
    Fund Description: An open-ended debt scheme investing in money market instruments
    Fund Benchmark: Nifty Money Market Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.