Kotak Money Market Fund Datagrid
Category Money Market Fund
BMSMONEY Rank 7
Rating
Growth Option 27-01-2026
NAV ₹4650.02(R) +0.07% ₹4696.68(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.15% 7.4% 6.2% 6.31% 6.63%
Direct 7.29% 7.53% 6.31% 6.41% 6.72%
Benchmark
SIP (XIRR) Regular 6.32% 7.21% 6.89% 6.09% 6.33%
Direct 6.46% 7.35% 7.01% 6.21% 6.44%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.9 22.37 0.74 6.13% 0.15
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.34% 0.0% 0.0% 0.12 0.2%
Fund AUM As on: 30/12/2025 35286 Cr
Top Money Market Fund
Fund Name Rank Rating
Uti Money Market Fund 1
Axis Money Market Fund 2
Aditya Birla Sun Life Money Manager Fund 3
Nippon India Money Market Fund 4
Tata Money Market Fund 5

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Money market Fund - (Monthly Payout of Income Distribution cum capital withdrawal option) 1053.25
0.7300
0.0700%
Kotak Money Market Fund - (Monthly Payout of Income Distribution cum capital withdrawal option) - Direct 1253.46
0.9000
0.0700%
Kotak Money Market Fund - (Growth) 4650.02
3.2300
0.0700%
Kotak Money Market Fund - (Growth) - Direct 4696.68
3.3600
0.0700%

Review Date: 27-01-2026

Beginning of Analysis

In the Money Market Fund category, Kotak Money Market Fund is the 6th ranked fund. The category has total 20 funds. The Kotak Money Market Fund has shown a very good past performence in Money Market Fund. The fund has a Jensen Alpha of 6.13% which is higher than the category average of 5.92%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.9 which is higher than the category average of 4.07.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Kotak Money Market Fund Return Analysis

  • The fund has given a return of 0.35%, 1.36 and 2.83 in last one, three and six months respectively. In the same period the category average return was 0.34%, 1.36% and 2.84% respectively.
  • Kotak Money Market Fund has given a return of 7.29% in last one year. In the same period the Money Market Fund category average return was 7.26%.
  • The fund has given a return of 7.53% in last three years and ranked 9.0th out of 21 funds in the category. In the same period the Money Market Fund category average return was 7.43%.
  • The fund has given a return of 6.31% in last five years and ranked 7th out of 16 funds in the category. In the same period the Money Market Fund category average return was 6.26%.
  • The fund has given a return of 6.72% in last ten years and ranked 7th out of 11 funds in the category. In the same period the category average return was 6.72%.
  • The fund has given a SIP return of 6.46% in last one year whereas category average SIP return is 6.46%. The fund one year return rank in the category is 11th in 22 funds
  • The fund has SIP return of 7.35% in last three years and ranks 10th in 21 funds. Tata Money Market Fund has given the highest SIP return (7.49%) in the category in last three years.
  • The fund has SIP return of 7.01% in last five years whereas category average SIP return is 6.97%.

Kotak Money Market Fund Risk Analysis

  • The fund has a standard deviation of 0.34 and semi deviation of 0.2. The category average standard deviation is 0.34 and semi deviation is 0.21.
  • The fund has a beta of 0.14 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.33
    0.32
    		0.26 | 0.37 6 | 22 Very Good
    3M Return % 1.32
    1.28
    		1.09 | 1.37 5 | 22 Very Good
    6M Return % 2.76
    2.68
    		2.27 | 2.80 6 | 22 Very Good
    1Y Return % 7.15
    6.92
    		6.12 | 7.24 5 | 22 Very Good
    3Y Return % 7.40
    7.09
    		6.30 | 7.48 7 | 21 Good
    5Y Return % 6.20
    5.93
    		5.06 | 6.27 6 | 16 Good
    7Y Return % 6.31
    6.17
    		5.14 | 6.49 8 | 13 Good
    10Y Return % 6.63
    6.39
    		5.57 | 6.79 6 | 11 Good
    15Y Return % 7.46
    7.21
    		6.52 | 7.57 4 | 11 Good
    1Y SIP Return % 6.32
    6.13
    		5.32 | 6.41 5 | 22 Very Good
    3Y SIP Return % 7.21
    6.95
    		6.16 | 7.29 6 | 21 Very Good
    5Y SIP Return % 6.89
    6.65
    		5.77 | 6.96 6 | 16 Good
    7Y SIP Return % 6.09
    5.87
    		4.99 | 6.18 6 | 13 Good
    10Y SIP Return % 6.33
    6.11
    		5.21 | 6.47 6 | 11 Good
    15Y SIP Return % 6.85
    6.60
    		5.79 | 6.98 6 | 11 Good
    Standard Deviation 0.34
    0.34
    		0.28 | 0.43 12 | 21 Good
    Semi Deviation 0.20
    0.21
    		0.17 | 0.35 13 | 21 Average
    Sharpe Ratio 4.90
    4.07
    		1.94 | 5.23 5 | 21 Very Good
    Sterling Ratio 0.74
    0.71
    		0.63 | 0.75 6 | 21 Very Good
    Sortino Ratio 22.37
    14.57
    		1.35 | 33.07 6 | 21 Very Good
    Jensen Alpha % 6.13
    5.92
    		5.08 | 6.21 7 | 21 Good
    Treynor Ratio 0.15
    0.14
    		0.06 | 0.18 10 | 21 Good
    Modigliani Square Measure % 15.77
    15.64
    		13.32 | 18.48 8 | 21 Good
    Alpha % -0.54
    -0.84
    		-1.58 | -0.45 5 | 21 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.35 0.34 0.29 | 0.41 10 | 22 Good
    3M Return % 1.36 1.36 1.30 | 1.43 13 | 22 Average
    6M Return % 2.83 2.84 2.77 | 2.91 13 | 22 Average
    1Y Return % 7.29 7.26 6.94 | 7.41 12 | 22 Good
    3Y Return % 7.53 7.43 6.71 | 7.69 9 | 21 Good
    5Y Return % 6.31 6.26 5.96 | 6.50 7 | 16 Good
    7Y Return % 6.41 6.51 6.16 | 7.27 9 | 13 Average
    10Y Return % 6.72 6.72 6.11 | 6.98 7 | 11 Average
    1Y SIP Return % 6.46 6.46 6.27 | 6.62 11 | 22 Good
    3Y SIP Return % 7.35 7.28 6.68 | 7.49 10 | 21 Good
    5Y SIP Return % 7.01 6.97 6.78 | 7.17 8 | 16 Good
    7Y SIP Return % 6.21 6.20 6.00 | 6.41 8 | 13 Good
    10Y SIP Return % 6.44 6.43 6.17 | 6.60 7 | 11 Average
    Standard Deviation 0.34 0.34 0.28 | 0.43 12 | 21 Good
    Semi Deviation 0.20 0.21 0.17 | 0.35 13 | 21 Average
    Sharpe Ratio 4.90 4.07 1.94 | 5.23 5 | 21 Very Good
    Sterling Ratio 0.74 0.71 0.63 | 0.75 6 | 21 Very Good
    Sortino Ratio 22.37 14.57 1.35 | 33.07 6 | 21 Very Good
    Jensen Alpha % 6.13 5.92 5.08 | 6.21 7 | 21 Good
    Treynor Ratio 0.15 0.14 0.06 | 0.18 10 | 21 Good
    Modigliani Square Measure % 15.77 15.64 13.32 | 18.48 8 | 21 Good
    Alpha % -0.54 -0.84 -1.58 | -0.45 5 | 21 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Money Market Fund NAV Regular Growth Kotak Money Market Fund NAV Direct Growth
    27-01-2026 4650.0237 4696.6769
    23-01-2026 4646.794 4693.317
    22-01-2026 4646.7447 4693.2427
    21-01-2026 4644.7414 4691.195
    20-01-2026 4643.7916 4690.2177
    19-01-2026 4644.0505 4690.4612
    16-01-2026 4642.9542 4689.2999
    14-01-2026 4642.586 4688.892
    13-01-2026 4642.1105 4688.3937
    12-01-2026 4642.3804 4688.6483
    09-01-2026 4640.2277 4686.4202
    08-01-2026 4640.0347 4686.2073
    07-01-2026 4639.9455 4686.0993
    06-01-2026 4640.5552 4686.6971
    05-01-2026 4639.8504 4685.9673
    02-01-2026 4638.0721 4684.1183
    01-01-2026 4637.8844 4683.9108
    31-12-2025 4637.2168 4683.2185
    30-12-2025 4634.325 4680.2801
    29-12-2025 4634.525 4680.4642

    Fund Launch Date: 01/Jan/2007
    Fund Category: Money Market Fund
    Investment Objective: The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year. There is no assurance that the investment objective of the Scheme will be realised.
    Fund Description: An open-ended debt scheme investing in money market instruments
    Fund Benchmark: Nifty Money Market Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.